Starting an LLC does not have to mean completing every state form yourself.
Online formation services can prepare your documents, submit them to the appropriate state office, and provide additional tools for running your business.
Swyft Filings is a popular business formation service offering LLC formation across all 50 states. Its services range from basic filing assistance to EIN applications, operating agreements, compliance monitoring, legal support, and business address services.
One of its biggest attractions is the $0 Basic LLC formation package, where you pay Swyft Filings no formation service fee and are responsible for the required state filing fee.
Higher packages provide faster processing and additional business services.
In this Swyft Filings review, we will examine its features, pricing, pros and cons, customer experience, and how it compares with other LLC formation companies.
What Is Swyft Filings?
Swyft Filings is an online business formation company that helps entrepreneurs create LLCs, corporations, nonprofits, and other business entities.
Instead of preparing and submitting formation documents independently, customers provide their business information to Swyft Filings.
A filing specialist prepares the formation paperwork, reviews the information for common filing problems, and submits the documents to the appropriate state agency.
Swyft Filings offers three main LLC formation packages: Basic, Standard, and Premium.
Its services extend beyond basic formation. Depending on the package and optional services selected, customers can access operating agreements, EIN assistance, compliance monitoring, business documents, attorney consultations, and business address services.
How Swyft Filings Works?
The LLC formation process is relatively simple.
First, you select the state where you want to establish your LLC and provide details about your proposed business. Swyft Filings then uses this information to prepare the Articles of Organization.
A filing specialist reviews the information before the documents are submitted to the state.
Once submitted, the state reviews the application and makes the final approval decision. Approved formation documents can then be accessed through your Swyft Filings account.
It is important to understand that Swyft Filings’ advertised processing times refer to how quickly the company processes your order. The state may require additional time to approve the LLC.
Key Features of Swyft Filings
1. LLC Formation Service
Swyft Filings’ main service is business formation.
Its Basic package starts with a $0 service fee plus state filing fees and includes preparation and filing of the Articles of Organization.
It also includes a name availability check, filing review, customer support, and online access to your formation documents.
This package can be particularly attractive to entrepreneurs who only want assistance with the essential formation paperwork.
2. EIN Filing Assistance
An Employer Identification Number, commonly called an EIN, is used by the IRS to identify a business for tax purposes.
Many businesses need an EIN when opening a business bank account, hiring employees, or completing tax-related tasks.
Swyft Filings includes EIN assistance with its Standard and Premium packages. Basic customers can purchase additional services separately if required.
Entrepreneurs can also obtain an EIN directly from the IRS without paying a service provider, so this feature mainly provides convenience.
3. Operating Agreement
An operating agreement establishes important rules for how an LLC will operate.
It can cover ownership percentages, management responsibilities, voting procedures, profit distributions, and other internal business matters.
A custom operating agreement is included with the Standard and Premium formation packages.
Swyft Filings also offers its operating agreement service separately for customers who need it without purchasing an upgraded formation package.
4. Legal Documents and Attorney Support
Swyft Filings provides access to its legal service offering with its formation packages.
This includes access to customizable legal and business documents as well as attorney guidance for a limited introductory period, depending on the package selected.
Premium provides a longer introductory period than Basic and Standard.
This can be useful for entrepreneurs who expect to need contracts or have basic legal questions after starting their business.
5. Compliance Monitoring
Maintaining an LLC involves more than completing the initial formation.
Depending on the state, a company may need to file annual or biennial reports, maintain current business information, and complete other compliance requirements.
Swyft Filings offers compliance monitoring tools to help customers track important requirements.
Its packages also include a trial of ComplianceGuard, which provides access to selected compliance services and business management tools.
Swyft Filings Pricing
Swyft Filings LLC Formation Packages
Swyft Filings currently offers three main LLC formation packages.
| Package | Current Price | Processing Time | Best For |
|---|---|---|---|
| Basic | $0 + state fees | 7–10 business days | Basic LLC formation |
| Standard | $169 + state fees | 3 business days | Entrepreneurs needing EIN and business documents |
| Premium | $269 + state fees | 1 business day | Businesses wanting faster processing and more support |
The Standard package normally lists at $199 but is currently offered at $169, while Premium normally lists at $299 and is currently offered at $269. Prices and promotions can change.
State filing fees are always additional and vary depending on where you establish your LLC.
Basic Package
The Basic package costs $0 plus state filing fees.
It covers preparation and filing of the Articles of Organization and is processed by Swyft Filings within approximately 7 to 10 business days.
This package makes sense for entrepreneurs who only need help completing the main formation filing.
Standard Package
The Standard package is currently $169 plus state filing fees.
It includes everything in Basic while adding faster processing, an EIN, operating agreement, organizational minutes, and banking resolution.
Swyft Filings lists a processing time of approximately three business days for this package.
Premium Package
Premium currently costs $269 plus state filing fees.
It includes Standard features plus one-business-day processing, a professional business address, custom digital kit, compliance monitoring, and introductory access to attorney consultations and other legal tools.
Premium is designed for entrepreneurs who want a more complete setup rather than basic filing assistance.
Pros and Cons of Swyft Filings
Pros
$0 formation option
Entrepreneurs can choose Basic and pay no Swyft Filings formation service fee. State filing fees still apply.
Three package choices
Customers can choose between a simple formation package and more comprehensive plans.
Fast processing options
Standard and Premium provide faster internal processing than Basic.
EIN and operating agreement included in upgraded plans
These are two services many new businesses need after formation.
Legal support available
Customers receive introductory access to legal documents and attorney guidance.
Cons
Add-ons can increase the final price
Customers should carefully review optional products before completing an order.
State fees are separate
The advertised package price does not include mandatory government filing fees.
Some services may renew
Registered agent, compliance, address, or other subscription-based services may have recurring charges.
Basic has fewer features
Entrepreneurs wanting an EIN, operating agreement, or faster processing will need to upgrade or purchase services separately.
Swyft Filings Customer Experience
What Customers May Like
Swyft Filings emphasizes a guided formation process and access to human customer support.
The online account also provides a central location where customers can check order information and access available business documents.
Another advantage is flexibility. Someone who only needs formation can choose Basic, while an entrepreneur wanting additional setup assistance can select Standard or Premium.
Things to Check Before Ordering
Customers should pay attention to the complete checkout price rather than only the advertised formation fee.
State fees, optional services, expedited processing, and recurring products can affect the final cost.
It is also important to separate Swyft Filings’ processing time from state processing time. Paying for faster Swyft processing does not necessarily mean your state will approve the LLC on the same day.
Swyft Filings vs Other LLC Formation Services
Swyft Filings vs ZenBusiness
Both companies provide low-cost LLC formation and additional business services.
Swyft Filings offers three clear package levels with faster processing and additional documents in its upgraded packages. ZenBusiness also focuses heavily on simplifying formation and ongoing business management.
The better fit depends on the specific services you want included in your package.
Swyft Filings vs Northwest Registered Agent
Northwest Registered Agent is particularly focused on registered agent services, privacy, and personalized support.
Swyft Filings offers a broader package structure that can include EIN assistance, legal tools, compliance monitoring, and other startup services.
Entrepreneurs primarily concerned with privacy may lean toward Northwest, while those looking for packaged startup services may find Swyft Filings more suitable.
Swyft Filings vs LegalZoom
LegalZoom provides a broad range of legal services beyond business formation.
Swyft Filings has a stronger focus on business filings and startup-related services, although it also provides access to legal tools.
Entrepreneurs expecting extensive legal needs may consider LegalZoom, while those primarily focused on establishing a new business may prefer Swyft Filings’ formation packages.
Who Should Use Swyft Filings?
Best For
Swyft Filings can be a good fit for:
- First-time LLC owners
- Freelancers
- Small business owners
- Online entrepreneurs
- Founders who want faster filing preparation
- Entrepreneurs who want an EIN and operating agreement bundled together
The Basic package is particularly attractive for people who want to keep the initial service cost low.
Is Swyft Filings Legit?
Yes, Swyft Filings is a legitimate business formation service that operates across all 50 states.
The company prepares formation documents based on information supplied by customers, reviews filings for common issues, and submits them to the appropriate state office.
However, Swyft Filings is a document filing service rather than a law firm. It does not replace personalized legal or tax advice.
Final Verdict: Is Swyft Filings Worth It?
Swyft Filings provides a straightforward way to form an LLC while giving entrepreneurs the flexibility to choose how much assistance they need.
The $0 Basic package is attractive for entrepreneurs who only need formation paperwork handled.
Standard adds useful services such as an EIN and operating agreement, while Premium provides faster processing, privacy-related tools, compliance monitoring, and additional legal support.
The main thing to watch is the total price after optional services and recurring products are added.
For entrepreneurs who want a guided formation process with multiple package choices and the option to add business services as they grow, Swyft Filings is worth considering.